By using the Platform, you confirm that you have read, understood, and accepted this Privacy Policy.

🏢 1. Data Controller

🗂️ 2. Personal Data We Collect

🎯 3. Purposes of Data Processing

• Operate and maintain the Platform
• Create and manage user accounts
• Enable challenges, participation, and voting
• Process payments and transactions
• Prevent fraud and unauthorized access
• Comply with legal obligations
• Improve and optimize the Platform
• Provide user support and communications

⚖️ 4. Legal Basis for Processing

• Performance of a contract
• User consent (when required)
• Legal and regulatory obligations
• Legitimate interests (security, fraud prevention, improvement)

🔞 5. Age Restriction – No Minors

We do not knowingly collect personal data from minors. If such data is detected, it will be deleted immediately and the account terminated.

🪙 6. Payments and Digital Tokens

• Tokens are used only within the Platform
• They have no monetary value outside OnlyChallenge
• They are not legal tender, securities, or financial instruments
• Purchasing tokens does not guarantee winning or rewards

💼 7. Tax Responsibility

• Earnings may be taxable depending on jurisdiction
• Tax rules vary by country
• OnlyChallenge does not provide tax or legal advice

🤝 8. Data Sharing & Third Parties

We share data only when necessary with:

• Payment processors (e.g. Stripe)
• Hosting and cloud providers
• Security, analytics, and fraud prevention services
• Authorities when legally required

🚫 We never sell or rent personal data.

🌍 9. International Data Transfers

Data may be transferred outside your country of residence, including the UK and EEA, with appropriate legal safeguards in place.

🕒 10. Data Retention

Data is retained only as long as necessary for service provision, legal compliance, dispute resolution, and agreement enforcement.

🛡️ 11. User Rights (GDPR & UK GDPR)

• Access your personal data
• Correct inaccurate information
• Request data deletion
• Restrict or object to processing
• Request data portability
• Withdraw consent at any time

📧 Requests: info@onlychallenge.com

🍪 12. Cookies

Cookies are used to ensure functionality, improve experience, and analyze Platform usage. You can manage them via your browser.

🔐 13. Data Security

We apply technical and organizational security measures, but no online service can be 100% secure.

⚠️ 14. Disclaimer

The Platform is provided “as is” and “as available”.

• No liability for unauthorized access beyond control
• No responsibility for third-party actions
• No liability for user-generated content

🔄 15. Changes to This Policy

Updates may occur at any time. Continued use of the Platform means acceptance of changes.

📞 16. Contact Information